BORROWING POWER
Borrowing Capacity Estimate
Get an indication of how much you may be able to borrow based on your income, expenses and existing commitments.
Household income
$
$
$
$
$
$
$
$
We use 80% of gross rental income for this estimate, allowing 20% for rental property expenses.
$
Household expenses
$
We use the higher of your declared living expenses or an indicative minimum household expense estimate based on household size.
Existing commitments
Existing home loan
$
% p.a.
years
Existing investment loan
$
% p.a.
years
$
$
$
Proposed home loan
% p.a.
years
ESTIMATED BORROWING CAPACITY
$0
Assessment interest rate
0%
Estimated monthly income
$0
Assessed monthly commitments
$0
Available amount for new loan
$0
Want a lender-specific borrowing assessment?
Different lenders can assess the same borrower differently. We can compare your position across a range of lenders.
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Important:
This calculator provides an indicative estimate only and is not
a loan approval or lender-specific servicing assessment.
Actual borrowing capacity can vary significantly between lenders
due to differences in assessment rates, income treatment,
living-expense benchmarks, credit-card commitments,
existing liabilities and lending policy.