/* Simple responsive styles for Tulip Finance */
:root {
    --accent: #e91e63;
    --accent-dark: #c2185b;
    --muted: #666
}

* {
    box-sizing: border-box
}

body {
    font-family: Inter, system-ui, Segoe UI, Roboto, Arial, sans-serif;
    margin: 0;
    color: #222;
    line-height: 1.5
}
html,
body {
    width: 100%;
    max-width: 100%;
    overflow-x: clip;
}
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 24px
}

.site-header {
    background: #fff;
    border-bottom: 1px solid #eee
}

.site-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between
}

.brand {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    color: inherit
}

.logo {
    width: 56px;
    height: 56px
}

.brand-name {
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 1px
}

.nav a {
    margin-left: 18px;
    color: var(--muted);
    text-decoration: none
}

.hero {
    background: linear-gradient(135deg, #f8f6ff, #fff);
    padding: 60px 0;
    text-align: center;
}

.hero h1 {
    font-size: 2rem;
    margin: 0 0 12px
}

.btn {
    display: inline-block;
    background: var(--accent);
    color: #fff;
    padding: 20px 32px;
    border-radius: 30px;
    text-decoration: none;
    border: none;
    cursor: pointer;
    font-size: 18px;
}

.btn:hover {
    background: var(--accent-dark)
}

.cards h2 {
    margin-top: 0
}

.card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 12px
}

.card {
    background: #fff;
    padding: 18px;
    border-radius: 8px;
    box-shadow: 0 6px 18px rgba(18, 18, 18, 0.04)
}

.contact .form {
    max-width: 540px
}

.form label {
    display: block;
    margin-top: 12px;
    font-weight: 600
}

.form input,
.form textarea {
    width: 100%;
    padding: 10px;
    border: 1px solid #ddd;
    border-radius: 6px;
    margin-top: 6px
}

.site-footer {
    background: #151b36;
    color: #ffffff;
    padding: 45px 0 20px;
    margin-top: 40px;
}

.site-footer .container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}
.site-footer .footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1.2fr;
    gap: 80px;
    align-items: start;

}
.footer-brand p {
    max-width: 360px;
}
.site-footer .footer-bottom {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: center;

    margin-top: 35px;
    padding-top: 18px;

    border-top: 1px solid rgba(255, 255, 255, 0.15);
}
@media(max-width:640px) {
    .site-header .container {
        flex-direction: column;
        gap: 12px
    }

    .hero h1 {
        font-size: 1.5rem
    }
}.card a {
    color: var(--accent);
    font-weight: 600;
    text-decoration: none;
}.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.nav {
    display: flex;
    gap: 28px;
    align-items: center;
}

.header-contact {
    display: flex;
    align-items: center;
    gap: 18px;
}

.whatsapp-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    padding: 10px 20px;

    background: #25D366;
    color: #ffffff;

    border: 1px solid #1fbd5a;
    border-radius: 12px;

    font-weight: 700;
    text-decoration: none;

    box-shadow: 0 4px 12px rgba(37, 211, 102, 0.25);

    transition: all 0.25s ease;
}

.whatsapp-btn:hover {
    background: #1ebe5d;
    color: #ffffff;

    transform: translateY(-2px);

    box-shadow: 0 6px 16px rgba(37, 211, 102, 0.35);
}




.whatsapp-btn:active {
    transform: translateY(0);
}
.contact-details a {
    color: #222;
    font-weight: 600;
    text-decoration: none;
    white-space: nowrap;
}


.chat-btn {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 10px 16px;
    border: 2px solid #222;
    border-radius: 14px;
    text-decoration: none;
    color: #222;
    font-weight: 700;
}

.chat-btn small {
    font-size: 11px;
    font-weight: 500;
}

.header-contact a {
    text-decoration: none;
}

.nav a {
    text-decoration: none;
    color: #222;
    font-weight: 600;
}.hero-slider {
    max-width: 1200px;
    margin: 30px auto;
    padding: 0 24px;
    overflow: hidden;
    background: #ffffff;
}

.hero-slide {
    width: 100%;
}

.hero-slide img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
    border-radius: 16px;
}

.hero-cta {
    text-align: center;
    margin: 24px 0 36px;
}.feature-section {
    padding: 30px 0 50px;
}

.feature-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}
.feature-card-1 {
    background-image: url("../assets/deals you wont find everywhere.webp");
}

.feature-card-2 {
    background-image: url("../assets/hot rates right now.webp");
}

.feature-card-3 {
    background-image: url("../assets/why tulip.webp");
}

.feature-card-4 {
    background-image: url("../assets/before you go direct to a bank.webp");
}
.lenders-section {
    background: #eef2f7;
    padding: 55px 0 60px;
    border-top: 1px solid #e5e8ef;
    border-bottom: 1px solid #e5e8ef;
}

.lenders-heading {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 35px;
}

.lenders-eyebrow {
    color: var(--accent);
    font-weight: 700;
    font-size: 13px;
    letter-spacing: 1.5px;
    margin-bottom: 8px;
}

.lenders-heading h2 {
    color: #151b36;
    font-size: 32px;
    margin: 0 0 10px;
}

.lenders-heading > p:last-child {
    color: #555;
    margin: 0;
}

.lenders-image {
    max-width: 1000px;
    margin: 0 auto;
    background: #ffffff;
    border-radius: 18px;
    padding: 30px;
    box-shadow: 0 10px 30px rgba(20, 30, 60, 0.07);
}

.lenders-image img {
    width: 100%;
    height: auto;
    display: block;
}.statement-section {
    background: #151b36;
    padding: 90px 0;
    margin-top: 50px;
    border-radius: 18px;
    margin-left: auto;
    margin-right: auto;
}

.statement-content {
    text-align: center;
    max-width: 1100px;
}

.statement-small {
    color: #f7b4cc;
    font-size: 14px;
    font-weight: 700;
    letter-spacing: 2px;
    margin-bottom: 18px;
}

.statement-content h2 {
    color: #ffffff;
    font-size: 46px;
    line-height: 1.1;
    margin: 0 0 24px;
}

.statement-content h2 span {
    color: var(--accent);
}

.statement-description {
    color: #d9deea;
    font-size: 19px;
    line-height: 1.7;
    max-width: 760px;
    margin: 0 auto 32px;
}.faq-section {
    background: #f7f8fc;
    padding: 80px 0;
    margin-top: 50px;
}

.faq-layout {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 70px;
    align-items: start;
}

.faq-eyebrow {
    color: var(--accent);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1.5px;
    margin-bottom: 12px;
}

.faq-intro h2 {
    color: #151b36;
    font-size: 42px;
    line-height: 1.1;
    margin: 0 0 20px;
}

.faq-intro > p:last-child {
    color: #555;
    font-size: 17px;
    line-height: 1.6;
}

.faq-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.faq-item {
    background: #ffffff;
    border: 1px solid #e2e5ee;
    border-radius: 14px;
    padding: 0 20px;
}

.faq-item summary {
    cursor: pointer;
    font-weight: 700;
    color: #151b36;
    padding: 18px 0;
    list-style: none;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: "+";
    float: right;
    color: var(--accent);
    font-size: 24px;
    font-weight: 400;
}

.faq-item[open] summary::after {
    content: "−";
}

.faq-item p {
    color: #555;
    line-height: 1.6;
    padding: 0 0 18px;
    margin: 0;
}.faq-item summary:focus {
    outline: none;
}.faq-item:hover {
    border-color: #cfd5e2;
    box-shadow: 0 6px 18px rgba(20, 30, 60, 0.05);
}.contact-section {
    padding: 70px 0 50px;
    background: #ffffff;
}

.contact-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 70px;
    align-items: start;
}

.contact-eyebrow {
    color: var(--accent);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1.5px;
    margin-bottom: 12px;
}

.contact-intro h2 {
    color: #151b36;
    font-size: 44px;
    line-height: 1.1;
    margin: 0 0 20px;
}

.contact-description {
    color: #555;
    font-size: 17px;
    line-height: 1.7;
    margin-bottom: 35px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 22px;
}

.contact-details div {
    display: flex;
    flex-direction: column;
    gap: 5px;
}

.contact-details span {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.2px;
    color: #777;
}

.contact-details a {
    color: #151b36;
    font-size: 17px;
    font-weight: 700;
    text-decoration: none;
}

.contact-form-card {
    background: #f7f8fc;
    border: 1px solid #e3e6ef;
    border-radius: 20px;
    padding: 35px;
    box-shadow: 0 10px 30px rgba(20, 30, 60, 0.06);
}

.contact-form-card h3 {
    color: #151b36;
    font-size: 26px;
    margin-top: 0;
    margin-bottom: 8px;
}

.contact-form-card > p {
    color: #666;
    margin-bottom: 25px;
}

.contact-form-card .form {
    display: flex;
    flex-direction: column;
}

.contact-form-card label {
    font-weight: 600;
    margin-bottom: 7px;
    color: #151b36;
}

.contact-form-card input,
.contact-form-card textarea {
    width: 100%;
    padding: 13px 14px;
    margin-bottom: 18px;
    border: 1px solid #d5d9e3;
    border-radius: 10px;
    font: inherit;
    background: #ffffff;
}

.contact-form-card input:focus,
.contact-form-card textarea:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(233, 30, 99, 0.08);
}

.contact-form-card .btn {
    align-self: flex-start;
}.contact-details a:focus {
    outline: none;
}

.contact-details a:hover {
    color: var(--accent);
}.site-footer {
    background: #151b36;
    color: #ffffff;
    padding: 35px 0 18px;
    margin-top: 40px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1.2fr;
    gap: 80px;
    align-items: start;
    width: 100%;
}

.footer-brand .brand {
    color: #ffffff;
}

.footer-brand p {
    color: #c9cfdd;
    line-height: 1.7;
    max-width: 420px;
    margin-top: 20px;
}

.footer-links,
.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-links h3,
.footer-contact h3 {
    margin: 0 0 8px;
    font-size: 16px;
    color: #ffffff;
}

.footer-links a,
.footer-contact a {
    color: #c9cfdd;
    text-decoration: none;
}

.footer-links a:hover,
.footer-contact a:hover {
    color: var(--accent);
}

.footer-bottom {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: center;

    margin-top: 35px;
    padding-top: 18px;

    border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.footer-bottom p {
    margin: 0;
    color: #9fa7ba;
    font-size: 13px;
}

.footer-legal {
    display: flex;
    gap: 20px;
}

.footer-legal a {
    color: #9fa7ba;
    text-decoration: none;
    font-size: 13px;
}

.footer-legal a:hover {
    color: #ffffff;
}.official-logo {
    width: 125px;
    height: auto;
    display: block;
}

.site-header .brand {
    display: flex;
    align-items: center;
}.header-contact-details {
    gap: 3px;
}

.header-contact-details a {
    font-size: 13px;
    font-weight: 600;
    color: #151b36;
}
.hero-area {
    background: #FAF9F6;
    padding: 1px 0 35px;  
    
}.hero-slider {
    position: relative;
    max-width: 1200px;
    margin: 30px auto;
    padding: 0 24px;
    overflow: hidden;
    aspect-ratio: 16 / 9;
   }

.hero-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    visibility: visible;
    transition: opacity 0.9s ease-in-out;
    z-index: 1;
}

.hero-slide.active {
    opacity: 1;
    visibility: visible;
    z-index: 2;
}

.hero-slide img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
    border-radius: 16px;
}

.slider-btn {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 44px;
    height: 44px;
    border: none;
    border-radius: 50%;
    background: rgba(21, 27, 54, 0.75);
    color: white;
    font-size: 30px;
    cursor: pointer;
    z-index: 5;
}

.slider-btn.prev {
    left: 40px;
}

.slider-btn.next {
    right: 40px;
}

.slider-dots {
    position: absolute;
    bottom: 22px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 8px;
    z-index: 5;
}

.dot {
    width: 10px;
    height: 10px;
    border: none;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.55);
    cursor: pointer;
    padding: 0;
}

.dot.active {
    background: var(--accent);
}.footer-logo {
    width: 130px;
    height: auto;
    display: block;
    object-fit: contain;
}

.footer-logo-link {
    display: inline-block;
    margin-bottom: 16px;
}@media (max-width: 768px) {

    .container {
        width: 100%;
        max-width: 100%;
        padding-left: 20px;
        padding-right: 20px;
    /* MOBILE NAVIGATION BAND */
    }
.nav {
    width: 100%;
    background: #f3f6f9;

    border-top: 1px solid #e2e7ed;
    border-bottom: 1px solid #e2e7ed;

    padding: 11px 10px;
    margin-top: 8px;

    border-radius: 8px;

    box-shadow: 0 3px 10px rgba(21, 27, 54, 0.04);

    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: nowrap;
    gap: 8px;
}

.nav a {
    margin: 0;
    font-size: 11px;
    white-space: nowrap;
}
   /* FEATURE CARD BUTTONS */

        
    /* HEADER */
/* Subtle navigation divider - mobile only */

    .site-header {
        height: auto;
        padding: 14px 0;
    }

    .header-inner {
        flex-wrap: wrap;
        gap: 14px;
    }

    .official-logo {
        width: 85px;
    }

    .nav {
        width: 100%;
        order: 3;
        justify-content: center;
        gap: 18px;
        flex-wrap: wrap;
    }

    .nav a {
        font-size: 13px;
    }

    .header-contact-details {
        display: none;
    }

    .whatsapp-btn {
        padding: 10px 16px;
        min-width: auto;
        font-size: 13px;
    }


    /* HERO */

    .hero-slider {
        width: calc(100% - 24px);
        max-width: none;
        margin: 18px auto;
        padding: 0;
        aspect-ratio: 16 / 9;
    }

    .hero-slide img {
        width: 100%;
        height: 100%;
        object-fit: contain;
    }

    .slider-btn {
        width: 34px;
        height: 34px;
        font-size: 22px;
    }

    .slider-btn.prev {
        left: 10px;
    }

    .slider-btn.next {
        right: 10px;
    }

    .hero-cta {
        margin: 14px 0 28px;
    }

    .lenders-section {
        padding: 45px 0;
    }

    .lenders-heading h2 {
        font-size: 28px;
    }

    .lenders-image {
        padding: 12px;
        border-radius: 12px;
    }


    /* BIG STATEMENT */

    .statement-section {
        margin: 30px 12px;
        padding: 55px 0;
    }

    .statement-content {
        max-width: 100%;
    }

    .statement-content h2 {
        font-size: 32px;
        line-height: 1.15;
    }

    .statement-description {
        font-size: 16px;
    }


    /* FAQ */

    .faq-layout {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .faq-intro h2 {
        font-size: 34px;
    }


    /* CONTACT */

    .contact-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .contact-intro h2 {
        font-size: 36px;
    }


    /* FOOTER */

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .footer-bottom {
        flex-direction: column;
        align-items: flex-start;
    }

}
.site-footer {
    width: 100%;
    margin: 0;
    padding: 45px 0 20px;
    box-sizing: border-box;
}


.footer-brand p {
    max-width: 100%;
}

.footer-contact a {
    overflow-wrap: anywhere;
}.feature-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    margin-top: 12px;
    padding: 10px 18px;

    background: #151b36;
    color: #ffffff;

    font-size: 13px;
    font-weight: 700;
    text-decoration: none;

    border: none;
    border-radius: 50px;

    box-shadow: 0 4px 12px rgba(21, 27, 54, 0.15);

    transition: all 0.25s ease;
}

.feature-btn:hover {
    background: #ed1760;
    color: #ffffff;
    transform: translateY(-2px);
    box-shadow: 0 7px 16px rgba(21, 27, 54, 0.22);
}.feature-btn {
    width: 100%;
    max-width: 200px;
    padding: 12px 20px;

    margin-left: auto;
    margin-right: auto;
}
.feature-card {
    align-items: center;
}.feature-card {
    position: relative;
    overflow: hidden;

    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

/* Dark/light overlay so text stays readable */


/* Keep all text and buttons ABOVE the image */
.feature-card h3,
.feature-card p,
.feature-card .feature-btn {
    position: relative;
    z-index: 1;
}


/* BOX 1 */
.feature-card-1 {
    background-image: url("../assets/deals you wont find everywhere.webp");
}

/* BOX 2 */
.feature-card-2 {
    background-image: url("../assets/hot rates right now.webp");
}

/* BOX 3 */
.feature-card-3 {
    background-image: url("../assets/why tulip.webp");
}

/* BOX 4 */
.feature-card-4 {
    background-image: url("../assets/before you go direct to a bank.webp");
}.flip-card-wrap {
    text-align: center;
}

.flip-card-wrap h3 {
    margin: 0 0 10px;
    min-height: 48px;

    color: #123d73;
    font-size: 19px;
    font-weight: 800;
    line-height: 1.2;
}
/* MOVE FEATURE HEADINGS BELOW THE CARDS */

.flip-card-wrap {
    display: flex;
    flex-direction: column;
}

.flip-card-wrap h3 {
    order: 2;
    margin: 20px 0 0;
}

.flip-card {
    order: 1;
}

.flip-card.flipped .flip-card-inner {
    transform: rotateY(180deg);
}

.flip-card {
    width: 100%;
    height: 220px;
    perspective: 1000px;
}

.flip-card-inner {
    position: relative;
    width: 100%;
    height: 100%;

    transition: transform 0.65s ease;
    transform-style: preserve-3d;
}

.flip-card-front,
.flip-card-back {
    position: absolute;
    inset: 0;

    border-radius: 24px;
    overflow: hidden;

    backface-visibility: hidden;
    -webkit-backface-visibility: hidden;

    border: 1px solid #e3e6ef;
    box-shadow: 0 8px 24px rgba(20, 30, 60, 0.08);
}

.flip-card-front {
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.flip-card-back {
    transform: rotateY(180deg);

    background: #ffffff;

    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;

    padding: 28px 22px;
}

.flip-card-back p {
    color: #123d73;
    font-size: 16px;
    font-weight: 700;
    line-height: 1.45;

    margin: 0 0 22px;
}

.feature-btn {
    color: #ffffff !important;
}

.footer-credit-disclaimer {
    width: 100%;
    text-align: center;
    margin-top: 22px;
    margin-bottom: 8px;
    color: rgba(255, 255, 255, 0.72);
    font-size: 14px;
    font-weight: 400;
    line-height: 1.5;
    white-space: nowrap;
}

@media (max-width: 768px) {

    #services {
        width: 100%;
        padding: 40px 20px;
        margin: 0;
        box-sizing: border-box;
    }

    #services .container {
        width: 100%;
        max-width: 100%;
        margin: 0 auto;
        padding: 0;
    }

    #services .feature-grid {
        width: 100%;
        display: grid !important;
        grid-template-columns: minmax(0, 320px);
        justify-content: center;
        gap: 30px;
        margin: 0 auto;
    }

    #services .flip-card-wrap {
        width: 100%;
        max-width: 320px;
        margin: 0;
        text-align: center;
    }

    #services .flip-card-wrap h3 {
        width: 100%;
        text-align: center;
        margin: 20px 0 0;
    }

}


@media (max-width: 600px) {

    /* CREDIT DISCLAIMER */
    .footer-credit-disclaimer {
        width: 100%;
        max-width: 100%;
        white-space: normal !important;
        overflow-wrap: anywhere;

        text-align: center;
        font-size: 10px;
        line-height: 1.5;

        padding: 0 12px;
        margin: 24px auto 18px;
        box-sizing: border-box;
    }

    /* BOTTOM COPYRIGHT AREA */
    .site-footer .footer-bottom {
        width: 100%;
        max-width: 100%;

        display: flex;
        flex-direction: column;
        align-items: center;
        justify-content: center;

        gap: 10px;

        margin: 18px auto 0;
        padding: 16px 12px 0;

        text-align: center;
        box-sizing: border-box;
    }

    .footer-bottom p {
        width: 100%;
        text-align: center;
        margin: 0;
        font-size: 10px;
    }

    .footer-legal {
        width: 100%;
        display: flex;
        justify-content: center;
        gap: 18px;
    }

    .footer-legal a {
        font-size: 10px;
        margin: 0;
    }

}
/* DESKTOP ONLY */
@media (min-width: 769px) {

    /* Larger desktop logo */
    .official-logo {
        width: 155px;
        height: auto;
    }
/* rest of desktop CSS */
}

@media (hover: hover) and (pointer: fine) {
    .flip-card:hover .flip-card-inner {
        transform: rotateY(180deg);
    }
}/* =========================================
   FINAL DESKTOP OVERRIDES
   ========================================= */

@media (min-width: 769px) {

    .official-logo {
        width: 165px !important;
        height: auto !important;
    }

    .hero-slider {
        width: 92% !important;
        max-width: 1280px !important;
        margin: 30px auto !important;
        padding: 0 !important;

        aspect-ratio: 16 / 9 !important;

        overflow: hidden;
        border-radius: 16px;
    }

    .hero-slide img {
        width: 100% !important;
        height: 100% !important;
        object-fit: contain !important;
    }

}
   /* =========================================
   FINAL MOBILE FOOTER FIX
   ========================================= */

@media (max-width: 768px) {

    .site-footer {
        width: 100%;
        overflow: hidden;
        padding: 35px 0 18px;
    }

    .site-footer .container {
        width: 100%;
        max-width: 100%;
        padding: 0 22px;
        margin: 0 auto;
        box-sizing: border-box;
    }

    .site-footer .footer-grid {
        display: grid !important;
        grid-template-columns: 1fr !important;
        gap: 28px !important;
        width: 100% !important;
    }

    .footer-brand,
    .footer-links,
    .footer-contact {
        width: 100%;
        min-width: 0;
    }

    .footer-brand p {
        width: 100%;
        max-width: 100%;
        margin-top: 14px;
        line-height: 1.6;
    }

    .footer-links,
    .footer-contact {
        gap: 9px;
    }

    .footer-contact a {
        white-space: normal;
        overflow-wrap: anywhere;
    }

    .footer-credit-disclaimer {
        width: 100%;
        max-width: 100%;
        white-space: normal !important;
        overflow-wrap: normal;
        text-align: center;
        font-size: 10px;
        line-height: 1.5;
        margin: 24px auto 16px;
        padding: 0 8px;
    }

    .site-footer .footer-bottom {
        width: 100%;
        display: flex !important;
        flex-direction: column !important;
        align-items: center !important;
        justify-content: center !important;
        gap: 10px;
        text-align: center;
        margin-top: 16px;
        padding-top: 14px;
    }

    .footer-bottom p {
        width: 100%;
        text-align: center;
        font-size: 10px;
    }

    .footer-legal {
        width: 100%;
        justify-content: center;
    }
}/* =========================
   LOANS DROPDOWN
   ========================= */

.nav-dropdown {
    position: relative;
    display: flex;
    align-items: center;
}

.nav-dropdown-toggle {
    cursor: pointer;
}

.nav-dropdown-toggle::after {
    content: " ▾";
    font-size: 11px;
    margin-left: 4px;
}

.nav-dropdown-menu {
    position: absolute;
    top: calc(100% + 14px);
    left: 50%;
    transform: translateX(-50%);

    width: 245px;

    background: #ffffff;
    border: 1px solid #e3e6ef;
    border-radius: 12px;

    padding: 10px 0;

    box-shadow: 0 12px 30px rgba(21, 27, 54, 0.15);

    opacity: 0;
    visibility: hidden;
    transform: translate(-50%, 8px);

    transition: all 0.2s ease;

    z-index: 1000;
}

.nav-dropdown:hover .nav-dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translate(-50%, 0);
}

.nav-dropdown-menu a {
    display: block;

    margin: 0 !important;
    padding: 10px 18px;

    color: #151b36 !important;
    font-size: 14px;
    font-weight: 600;

    text-decoration: none;

    white-space: nowrap;
}

.nav-dropdown-menu a:hover {
    background: #f3f6f9;
    color: #e91e63 !important;
}/* =========================
/* =========================
   MOBILE LOANS DROPDOWN
   ========================= */

@media (max-width: 768px) {

    .nav-dropdown {
        position: static;
    }

    .nav-dropdown-menu {
        display: none;

        position: fixed !important;
        top: 220px !important;
        left: 50% !important;
        right: auto !important;

        width: calc(100% - 48px) !important;
        max-width: 340px !important;

        margin: 0 !important;

        transform: translateX(-50%) !important;

        opacity: 1 !important;
        visibility: visible !important;

        background: #ffffff;
        border: 1px solid #e3e6ef;
        border-radius: 12px;

        padding: 8px 0;

        box-shadow: 0 12px 30px rgba(21, 27, 54, 0.18);

        z-index: 9999;
    }

    .nav-dropdown.open .nav-dropdown-menu {
        display: block;
        transform: translateX(-50%) !important;
    }

    .nav-dropdown-menu a {
        display: block !important;
        width: 100% !important;

        margin: 0 !important;
        padding: 11px 18px !important;

        color: #151b36 !important;
        background: transparent;

        font-size: 13px !important;
        font-weight: 600;

        text-align: left !important;
        text-decoration: none;

        white-space: normal !important;
    }

    .nav-dropdown-menu a + a {
        border-top: 1px solid #f0f2f5;
    }

    .nav-dropdown-toggle::after {
        content: " ▾";
    }

    .nav-dropdown.open .nav-dropdown-toggle::after {
        content: " ▴";
    }
}
    /* =========================================
   CALCULATORS DROPDOWN
   ========================================= */

.calculator-dropdown-menu {
    width: 280px;
    overflow: visible;
    max-height: none;
}

.calculator-dropdown-menu a.calculator-main-link {
    display: block;
    padding: 13px 18px !important;

    color: #123d73 !important;
    font-size: 12px !important;
    font-weight: 800 !important;
    letter-spacing: 0.5px;

    border-bottom: 1px solid #edf0f4;
}

.calculator-submenu-item {
    position: relative;
}

.calculator-category {
    width: 100%;

    display: flex;
    align-items: center;
    justify-content: space-between;

    padding: 13px 18px;

    border: none;
    border-bottom: 1px solid #edf0f4;

    background: #ffffff;

    color: #123d73;

    font-family: inherit;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 0.5px;

    text-align: left;
    cursor: pointer;
}

.calculator-category:hover {
    background: #f3f6f9;
}

.calculator-category span {
    font-size: 20px;
    line-height: 1;
}

.calculator-submenu {
    position: absolute;

    top: 0;
    left: calc(100% + 6px);

    width: 260px;

    background: #ffffff;

    border: 1px solid #e3e6ef;
    border-radius: 12px;

    padding: 8px 0;

    box-shadow: 0 12px 30px rgba(21, 27, 54, 0.16);

    opacity: 0;
    visibility: hidden;

    transform: translateX(-6px);

    transition: all 0.18s ease;

    z-index: 10001;
}

.calculator-submenu-item:hover > .calculator-submenu {
    opacity: 1;
    visibility: visible;
    transform: translateX(0);
}

.calculator-submenu a {
    display: block;

    margin: 0 !important;
    padding: 11px 16px !important;

    color: #151b36 !important;

    font-size: 13px !important;
    font-weight: 600;

    line-height: 1.35;
    white-space: normal;
}

.calculator-submenu a:hover {
    background: #f3f6f9;
    color: #e91e63 !important;
}  
/* =========================================
   CALCULATOR PAGE
   ========================================= */

.calculator-page {
    background: #f7f9fc;
    padding: 55px 20px 70px;
}

.calculator-page-header {
    max-width: 900px;
    margin: 0 auto 35px;
    text-align: center;
}

.calculator-eyebrow {
    color: #e91e63;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 1.4px;
    margin-bottom: 8px;
}

.calculator-page-header h1 {
    color: #123d73;
    font-size: 42px;
    line-height: 1.15;
    margin: 0 0 14px;
}

.calculator-page-header > p:last-child {
    max-width: 720px;
    margin: 0 auto;
    color: #5b6475;
    font-size: 17px;
    line-height: 1.6;
}

.calculator-container {
    max-width: 1100px;
    margin: 0 auto;

    display: grid;
    grid-template-columns: 1fr 0.9fr;
    gap: 30px;

    align-items: start;
}

.calculator-inputs,
.calculator-results {
    background: #ffffff;
    border: 1px solid #e2e7ef;
    border-radius: 20px;
    padding: 32px;

    box-shadow: 0 10px 30px rgba(21, 27, 54, 0.07);
}

.calculator-inputs h2 {
    color: #151b36;
    font-size: 24px;
    margin: 0 0 24px;
}

.calculator-subheading {
    margin-top: 32px !important;
    padding-top: 24px;
    border-top: 1px solid #edf0f4;
}

.calculator-inputs label {
    display: block;
    margin: 0 0 7px;

    color: #151b36;
    font-size: 14px;
    font-weight: 700;
}

.calculator-inputs input,
.calculator-inputs select {
    width: 100%;
    height: 48px;

    border: 1px solid #ccd3df;
    border-radius: 10px;

    padding: 0 14px;

    background: #ffffff;

    color: #151b36;
    font-size: 16px;

    margin-bottom: 20px;
}

.calculator-inputs input:focus,
.calculator-inputs select:focus {
    outline: none;
    border-color: #123d73;
    box-shadow: 0 0 0 3px rgba(18, 61, 115, 0.08);
}

.calculator-input-prefix,
.calculator-input-suffix {
    position: relative;
    display: flex;
    align-items: center;
}

.calculator-input-prefix span {
    position: absolute;
    left: 14px;
    top: 14px;

    color: #6c7482;
    font-weight: 600;

    z-index: 1;
}

.calculator-input-prefix input {
    padding-left: 30px;
}

.calculator-input-suffix span {
    position: absolute;
    right: 14px;
    top: 14px;

    color: #6c7482;
    font-size: 14px;
    font-weight: 600;
}

.calculator-input-suffix input {
    padding-right: 70px;
}

.calculator-button {
    width: 100%;

    margin-top: 8px;

    padding: 15px 20px;

    border: none;
    border-radius: 30px;

    background: #123d73;
    color: #ffffff;

    font-size: 15px;
    font-weight: 800;

    cursor: pointer;

    transition: all 0.2s ease;
}

.calculator-button:hover {
    background: #e91e63;
    transform: translateY(-1px);
}

.calculator-results {
    position: sticky;
    top: 20px;
    align-self: start;
}

.results-label {
    color: #e91e63;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.2px;

    margin: 0 0 8px;
}

.main-result {
    color: #123d73;
    font-size: 48px;
    font-weight: 800;
    line-height: 1.1;

    margin-bottom: 26px;
}

.result-breakdown {
    border-top: 1px solid #edf0f4;
    border-bottom: 1px solid #edf0f4;
}

.result-breakdown > div {
    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 20px;

    padding: 15px 0;

    border-bottom: 1px solid #edf0f4;
}

.result-breakdown > div:last-child {
    border-bottom: none;
}

.result-breakdown span {
    color: #687083;
    font-size: 14px;
}

.result-breakdown strong {
    color: #151b36;
    font-size: 15px;
    text-align: right;
}

.calculator-cta {
    margin-top: 28px;

    padding: 24px;

    background: #f4f7fb;
    border-radius: 14px;

    text-align: center;
}

.calculator-cta h3 {
    margin: 0 0 8px;

    color: #123d73;
    font-size: 20px;
}

.calculator-cta p {
    margin: 0 0 18px;

    color: #626b79;
    font-size: 14px;
    line-height: 1.55;
}

.calculator-cta .btn { 
    padding: 12px 22px; 
    font-size: 14px;
    margin-right: 16px;
}

.calculator-disclaimer {
    max-width: 1100px;

    margin: 24px auto 0;
    padding: 16px 20px;

    background: #ffffff;

    border: 1px solid #e4e8ef;
    border-radius: 12px;

    color: #697181;
    font-size: 12px;
    line-height: 1.6;
}

/* =========================================
   CALCULATOR PAGE - MOBILE
   ========================================= */

@media (max-width: 768px) {

    .calculator-page {
        padding: 35px 16px 50px;
    }

    .calculator-page-header {
        margin-bottom: 25px;
    }

    .calculator-page-header h1 {
        font-size: 30px;
    }

    .calculator-page-header > p:last-child {
        font-size: 15px;
    }

    .calculator-container {
        grid-template-columns: 1fr;
        gap: 22px;
    }

    .calculator-inputs,
    .calculator-results {
        padding: 22px 18px;
        border-radius: 16px;
    }

    .calculator-results {
    position: static;
    max-height: none;
    overflow-y: visible;
}

    .main-result {
        font-size: 38px;
    }

    .result-breakdown > div {
        align-items: flex-start;
    }

    .calculator-disclaimer {
        margin-top: 18px;
    }
}
.calculator-debt-heading {
    margin: 24px 0 16px;
    padding-top: 18px;
    border-top: 1px solid #edf0f4;

    color: #123d73;
    font-size: 17px;
    font-weight: 800;
}.calculator-field-note {
    margin: -10px 0 20px;
    color: #7a8290;
    font-size: 12px;
    line-height: 1.5;
}/* =========================================
   CALCULATOR VALIDATION / WARNINGS
   ========================================= */

.calculator-warnings {
    display: none;
    margin: 0 0 22px;
}

.calculator-warning {
    margin-bottom: 8px;
    padding: 11px 13px;

    background: #fff8e8;
    border: 1px solid #f1d99a;
    border-radius: 9px;

    color: #654d12;
    font-size: 12px;
    line-height: 1.45;
}

.calculator-warning.info {
    background: #f2f6fb;
    border-color: #d7e2ef;
    color: #365474;
}

.calculator-warning.error {
    background: #fff1f2;
    border-color: #f0c7cc;
    color: #8a2934;
}

.calculator-input-error {
    border-color: #d94b59 !important;
    box-shadow: 0 0 0 3px rgba(217, 75, 89, 0.08) !important;
}@media (max-width: 768px) {

    .calculator-dropdown-menu {
        width: calc(100% - 48px) !important;
        max-width: 340px !important;

        max-height: calc(100vh - 250px);
        overflow-y: auto;
        overflow-x: hidden;
    }

    .calculator-dropdown-menu a.calculator-main-link {
    color: #123d73 !important;
    font-size: 12px !important;
    font-weight: 800 !important;
}

    .calculator-submenu-item {
        position: static;
    }

    .calculator-category {
        padding: 12px 18px;
        font-size: 11px;
    }

    .calculator-category span {
        transform: rotate(90deg);
    }

    .calculator-submenu {
        display: none;

        position: static;

        width: 100%;

        opacity: 1;
        visibility: visible;
        transform: none;

        border: none;
        border-radius: 0;

        box-shadow: none;

        padding: 0;

        background: #f7f9fc;
    }

    .calculator-submenu-item.open > .calculator-submenu {
        display: block;
    }

    .calculator-submenu a {
        padding: 11px 26px !important;
        font-size: 12px !important;

        border-top: 1px solid #edf0f4;
    }

    .calculator-submenu-item.open .calculator-category span {
        transform: rotate(-90deg);
    }

/* Amortisation table - mobile */

    .calculator-amortisation-section {
    margin-top: 32px;
}

.calculator-amortisation-section .calculator-page-header h2 {
    font-size: 24px;
}

.calculator-table th,
.calculator-table td {
    padding: 12px 14px;
    font-size: 12px;
}
    }
/* =========================================
   CALCULATOR RESULT BACK BUTTON
   ========================================= */

.calculator-result-column {
    min-width: 0;
}

.calculator-result-actions {
    display: flex;
    justify-content: flex-end;

    margin-bottom: 16px;
}

.calculator-result-actions .calculator-back-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    width: auto !important;
    min-width: 0 !important;
    min-height: 0 !important;

    padding: 8px 16px !important;

    background: #e91e63 !important;
    color: #ffffff !important;

    border: none !important;
    border-radius: 30px !important;

    font-family: inherit;
    font-size: 13px !important;
    font-weight: 700;
    line-height: 1.2;

    cursor: pointer;
    white-space: nowrap;

    box-shadow: none;
}

.calculator-result-actions .calculator-back-btn:hover {
    background: #c2185b !important;
}
/* =========================================
   AMORTISATION TABLE
   ========================================= */

.calculator-amortisation-section {
    max-width: 1100px;
    margin: 45px auto 0;
}

.calculator-amortisation-section .calculator-page-header {
    margin-bottom: 24px;
}

.calculator-amortisation-section .calculator-page-header h2 {
    color: #123d73;
    font-size: 30px;
    margin: 0 0 12px;
}

.calculator-table-wrap {
    width: 100%;
    overflow-x: auto;

    background: #ffffff;
    border: 1px solid #e2e7ef;
    border-radius: 16px;

    box-shadow: 0 10px 30px rgba(21, 27, 54, 0.06);
}

.calculator-table {
    width: 100%;
    border-collapse: collapse;
    min-width: 760px;
}

.calculator-table th,
.calculator-table td {
    padding: 14px 16px;
    text-align: right;
    border-bottom: 1px solid #edf0f4;
}

.calculator-table th:first-child,
.calculator-table td:first-child {
    text-align: left;
}

.calculator-table th {
    background: #f4f7fb;
    color: #123d73;

    font-size: 13px;
    font-weight: 800;
}

.calculator-table td {
    color: #4f5868;
    font-size: 13px;
}

.calculator-table tbody tr:last-child td {
    border-bottom: none;
}
/* Keep footer email on one line */
.footer-contact a[href^="mailto:"] {
    white-space: nowrap;
}
/* =========================================
   MOBILE - AMORTISATION SCHEDULE
   ========================================= */

/* =========================================
   MOBILE - AMORTISATION TABLE
   ========================================= */

@media (max-width: 768px) {

    .calculator-amortisation-section {
        width: 100%;
        padding-left: 14px;
        padding-right: 14px;
        box-sizing: border-box;
    }

    .calculator-table-wrap {
        width: 100%;
        overflow-x: visible;
    }

    .calculator-table {
        width: 100%;
        min-width: 0;
        table-layout: fixed;
    }

    .calculator-table th,
.calculator-table td {
    padding: 10px 5px;
    font-size: 11px;
    line-height: 1.25;
    white-space: normal;
    word-break: normal;
}

    .calculator-table th:first-child,
    .calculator-table td:first-child {
        width: 9%;
    }

    .calculator-table th:not(:first-child),
    .calculator-table td:not(:first-child) {
        width: 22.75%;

    .calculator-table-wrap {
    width: 100%;
    overflow-x: visible;
    margin-top: 18px;
}
    }

}
/* =========================================
   CLIENT REVIEWS
   ========================================= */

.client-reviews {
    padding: 90px 0 45px;
    background: #f5f8fc;
}

/* HEADER */

.reviews-header {
    max-width: 760px;
    margin: 0 auto 42px;
    text-align: center;
}

.reviews-header .section-eyebrow {
    margin: 0 0 10px;
    color: #ed1b5e;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.reviews-header h2 {
    margin: 0;
    color: #10457f;
    font-size: 42px;
    line-height: 1.15;
    font-weight: 800;
}

.reviews-intro {
    margin: 16px auto 0;
    color: #667085;
    font-size: 17px;
    line-height: 1.6;
}


/* RATING SUMMARY */

.reviews-summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;

    margin-bottom: 32px;
    padding: 24px 30px;

    background: #ffffff;
    border: 1px solid #dfe6ef;
    border-radius: 18px;
    box-shadow: 0 10px 30px rgba(16, 69, 127, 0.06);
}

.reviews-rating {
    display: flex;
    align-items: center;
    gap: 14px;
}

.reviews-stars,
.review-stars {
    color: #f5b301;
    letter-spacing: 2px;
}

.reviews-stars {
    font-size: 21px;
}

.reviews-score {
    color: #10457f;
    font-size: 27px;
    font-weight: 800;
}

.reviews-count {
    color: #667085;
    font-size: 15px;
}

.reviews-main-btn {
    flex-shrink: 0;
}


/* REVIEW GRID */

.reviews-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
}


/* INDIVIDUAL CARD */

.review-card {
    display: flex;
    flex-direction: column;

    padding: 28px;

    background: #ffffff;
    border: 1px solid #dfe6ef;
    border-radius: 18px;
    box-shadow: 0 10px 30px rgba(16, 69, 127, 0.06);
}

.review-card .review-stars {
    margin-bottom: 17px;
    font-size: 17px;
}

.review-card h3 {
    margin: 0 0 14px;
    color: #10457f;
    font-size: 19px;
    line-height: 1.35;
    font-weight: 800;
}

.review-card p {
    margin: 0 0 24px;
    color: #5f6b7c;
    font-size: 15px;
    line-height: 1.7;
}

.review-meta {
    margin-top: auto;
    padding-top: 18px;
    border-top: 1px solid #edf0f4;
}

.review-meta strong {
    display: block;
    margin-bottom: 4px;

    color: #111a35;
    font-size: 14px;
}

.review-meta span {
    color: #7b8494;
    font-size: 13px;
}


/* BOTTOM REVIEW LINK */

.reviews-footer {
    margin-top: 32px;
    text-align: center;
}

.reviews-link {
    color: #10457f;
    font-size: 15px;
    font-weight: 700;
    text-decoration: none;
}

.reviews-link:hover {
    color: #ed1b5e;
}


/* =========================================
   CLIENT REVIEWS - TABLET
   ========================================= */

@media (max-width: 950px) {

    .reviews-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

}


/* =========================================
   CLIENT REVIEWS - MOBILE
   ========================================= */

@media (max-width: 650px) {

    .client-reviews {
        padding: 60px 0 35px;
    }

    .reviews-header {
        margin-bottom: 30px;
        padding: 0 8px;
    }

    .reviews-header h2 {
        font-size: 32px;
    }

    .reviews-intro {
        font-size: 15px;
    }


    /* Rating panel */

    .reviews-summary {
        flex-direction: column;
        align-items: stretch;
        gap: 20px;

        padding: 22px;
        text-align: center;
    }

    .reviews-rating {
        flex-direction: column;
        gap: 5px;
    }

    .reviews-stars {
        font-size: 20px;
    }

    .reviews-score {
        font-size: 26px;
    }

    .reviews-main-btn {
        width: 100%;
        text-align: center;
    }


    /* Review cards */

    .reviews-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .review-card {
        padding: 22px;
    }

    .review-card h3 {
        font-size: 18px;
    }

    .review-card p {
        font-size: 14px;
        line-height: 1.65;
    }

    .reviews-footer {
        margin-top: 26px;
    }

}
/* =========================================
   REVIEWS → FAQ SPACING
   ========================================= */

/* Desktop */
.client-reviews {
    padding-bottom: 25px;
}

#faq {
    padding-top: 45px;
}


/* Mobile */
@media (max-width: 650px) {

    .client-reviews {
        padding-bottom: 20px;
    }

    #faq {
        padding-top: 30px;
    }

}
/* =========================================
   ABOUT US PAGE
   ========================================= */


/* GO BACK */

.about-back-row {
    max-width: 1200px;
    margin: 0 auto;
    padding: 28px 24px 0;
    display: flex;
    justify-content: flex-end;
}


/* =========================================
   HERO
   ========================================= */

.about-hero {
    padding: 70px 0 95px;
    background: #f5f8fc;
}

.about-hero-inner {
    max-width: 850px;
    margin: 0 auto;
    text-align: center;
}

.about-hero .section-eyebrow,
.about-intro-section .section-eyebrow,
.about-values-section .section-eyebrow,
.about-broker-section .section-eyebrow,
.about-services-section .section-eyebrow,
.about-final-cta .section-eyebrow {
    margin: 0 0 12px;
    color: #ed1b5e;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.about-hero h1 {
    margin: 0;
    color: #10457f;
    font-size: 56px;
    line-height: 1.08;
    font-weight: 800;
}

.about-hero-intro {
    max-width: 720px;
    margin: 22px auto 30px;
    color: #5f6b7c;
    font-size: 19px;
    line-height: 1.7;
}


/* =========================================
   WHO WE ARE
   ========================================= */

.about-intro-section {
    padding: 95px 0;
    background: #ffffff;
}

.about-intro-grid {
    display: grid;
    grid-template-columns: 0.8fr 1.2fr;
    gap: 90px;
    align-items: start;
}

.about-intro-heading h2 {
    margin: 0;
    color: #10457f;
    font-size: 42px;
    line-height: 1.15;
    font-weight: 800;
}

.about-intro-content {
    max-width: 680px;
}

.about-intro-content p {
    margin: 0 0 20px;
    color: #5f6b7c;
    font-size: 17px;
    line-height: 1.75;
}

.about-intro-content p:first-child {
    color: #111a35;
    font-size: 20px;
    font-weight: 600;
}


/* =========================================
   WHY TULIP FINANCE
   ========================================= */

.about-values-section {
    padding: 95px 0;
    background: #f5f8fc;
}

.about-section-header {
    max-width: 720px;
    margin: 0 auto 45px;
    text-align: center;
}

.about-section-header h2 {
    margin: 0;
    color: #10457f;
    font-size: 42px;
    line-height: 1.15;
    font-weight: 800;
}

.about-section-header > p:last-child {
    margin: 16px auto 0;
    color: #667085;
    font-size: 17px;
    line-height: 1.6;
}

.about-values-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
}

.about-value-card {
    padding: 32px;
    background: #ffffff;
    border: 1px solid #dfe6ef;
    border-radius: 18px;
    box-shadow: 0 10px 30px rgba(16, 69, 127, 0.06);
}

.about-value-number {
    margin-bottom: 25px;
    color: #ed1b5e;
    font-size: 14px;
    font-weight: 800;
    letter-spacing: 1px;
}

.about-value-card h3 {
    margin: 0 0 14px;
    color: #10457f;
    font-size: 21px;
    line-height: 1.3;
    font-weight: 800;
}

.about-value-card p {
    margin: 0;
    color: #5f6b7c;
    font-size: 15px;
    line-height: 1.7;
}


/* =========================================
   MEET VINAY
   ========================================= */

.about-broker-section {
    padding: 100px 0;
    background: #ffffff;
}

.about-broker-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 70px;
    align-items: center;
}

.about-broker-content {
    max-width: 680px;
}

.about-broker-content h2 {
    margin: 0 0 24px;
    color: #10457f;
    font-size: 44px;
    line-height: 1.15;
    font-weight: 800;
}

.about-broker-content > p:not(.section-eyebrow):not(.about-broker-title) {
    max-width: 650px;
    margin: 0 0 20px;
    color: #5f6b7c;
    font-size: 16px;
    line-height: 1.8;
    letter-spacing: 0.05px;
}

.about-broker-rating {
    display: flex;
    align-items: center;
    gap: 12px;
    margin: 28px 0 25px;
}

.about-rating-stars {
    color: #f5b301;
    font-size: 19px;
    letter-spacing: 2px;
}

.about-broker-rating strong {
    color: #10457f;
    font-size: 15px;
}


/* RIGHT HAND FEATURE BOX */

.about-broker-highlight {
    padding: 0;
    background: transparent;
    border-radius: 0;
    box-shadow: none;
}

.about-highlight-label {
    margin: 0 0 20px;
    color: #ff4b80;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

.about-broker-highlight h3 {
    margin: 0 0 24px;
    color: #ffffff;
    font-size: 34px;
    line-height: 1.3;
    font-weight: 800;
}

.about-broker-highlight > p:last-child {
    margin: 0;
    color: rgba(255, 255, 255, 0.78);
    font-size: 16px;
    line-height: 1.7;
}


/* =========================================
   SERVICES
   ========================================= */

.about-services-section {
    padding: 90px 0;
    background: #f5f8fc;
}

.about-services-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
}

.about-services-grid > a {
    padding: 22px 24px;
    background: #ffffff;
    color: #10457f;
    border: 1px solid #dfe6ef;
    border-radius: 14px;

    font-size: 16px;
    font-weight: 700;
    text-align: center;
    text-decoration: none;

    cursor: pointer;

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease,
        border-color 0.2s ease;
}

.about-services-grid > a:hover {
    background: #e91e63;
    color: #ffffff;
    border-color: #e91e63;

    transform: translateY(-3px);

    box-shadow: 0 10px 24px rgba(233, 30, 99, 0.20);
}


/* =========================================
   FINAL CTA
   ========================================= */

.about-final-cta {
    padding: 80px 0;
    background: #ffffff;
}

.about-final-cta-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 50px;

    padding: 48px 55px;

    background: #f5f8fc;
    border: 1px solid #dfe6ef;
    border-radius: 22px;
}

.about-final-cta h2 {
    margin: 0;
    color: #10457f;
    font-size: 36px;
    line-height: 1.2;
    font-weight: 800;
}

.about-final-cta-inner > div > p:last-child {
    max-width: 650px;
    margin: 14px 0 0;
    color: #667085;
    font-size: 16px;
    line-height: 1.6;
}

.about-final-cta .btn {
    flex-shrink: 0;
}


/* =========================================
   ABOUT TABLET
   ========================================= */

@media (max-width: 950px) {

    .about-intro-grid {
        gap: 50px;
    }

    .about-values-grid {
        grid-template-columns: 1fr;
    }

    .about-broker-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .about-services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

}


/* =========================================
   ABOUT MOBILE
   ========================================= */

@media (max-width: 650px) {

    .about-back-row {
        padding: 20px 20px 0;
    }


    /* HERO */

    .about-hero {
        padding: 45px 0 60px;
    }

    .about-hero-inner {
        padding: 0 20px;
    }

    .about-hero h1 {
        font-size: 38px;
    }

    .about-hero-intro {
        margin-top: 18px;
        font-size: 16px;
        line-height: 1.65;
    }


    /* WHO WE ARE */

    .about-intro-section {
        padding: 60px 0;
    }

    .about-intro-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .about-intro-heading h2 {
        font-size: 32px;
    }

    .about-intro-content p {
        font-size: 15px;
        line-height: 1.7;
    }

    .about-intro-content p:first-child {
        font-size: 17px;
    }


    /* VALUES */

    .about-values-section {
        padding: 60px 0;
    }

    .about-section-header {
        margin-bottom: 30px;
    }

    .about-section-header h2 {
        font-size: 32px;
    }

    .about-section-header > p:last-child {
        font-size: 15px;
    }

    .about-value-card {
        padding: 24px;
    }


    /* VINAY */

    .about-broker-section {
        padding: 65px 0;
    }

    .about-broker-content h2 {
        font-size: 34px;
    }

    .about-broker-content > p {
        font-size: 15px;
    }

    .about-broker-highlight {
        padding: 30px 26px;
    }

    .about-broker-highlight {
    padding: 0;
}


    /* SERVICES */

    .about-services-section {
        padding: 60px 0;
    }

    .about-services-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }


    /* CTA */

    .about-final-cta {
        padding: 55px 0;
    }

    .about-final-cta-inner {
        flex-direction: column;
        align-items: stretch;
        gap: 25px;

        padding: 30px 24px;
    }

    .about-final-cta h2 {
        font-size: 30px;
    }

    .about-final-cta .btn {
        width: 100%;
        text-align: center;
    }

}
/* =========================================
   ABOUT PAGE - GO BACK BUTTON
   ========================================= */

.about-back-row {
    max-width: 1200px;
    margin: 0 auto;
    padding: 28px 24px 0;

    display: flex;
    justify-content: flex-end;
}

.about-back-row .calculator-back-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    padding: 10px 18px;

    background: #ed1b5e;
    color: #ffffff;

    border: none;
    border-radius: 999px;

    font-family: inherit;
    font-size: 13px;
    font-weight: 700;

    line-height: 1;
    white-space: nowrap;

    cursor: pointer;

    box-shadow: none;
    appearance: none;
    -webkit-appearance: none;
}

.about-back-row .calculator-back-btn:hover {
    background: #d91555;
}

@media (max-width: 650px) {

    .about-back-row {
        padding: 20px 20px 0;
    }

    .about-back-row .calculator-back-btn {
        padding: 9px 16px;
        font-size: 12px;
    }

}
.about-broker-title {
    margin: -12px 0 26px;
    color: #10457f;
    font-size: 18px;
    font-weight: 700;
    line-height: 1.4;
}

.about-broker-photo {
    overflow: hidden;
    border-radius: 22px;
    box-shadow: 0 16px 40px rgba(16, 69, 127, 0.14);
}

.about-broker-photo img {
    display: block;
    width: 100%;
    height: auto;
    object-fit: cover;
}

@media (max-width: 650px) {

    .about-broker-photo {
        max-width: 300px;
        height: 375px;
        margin: 10px auto 0;
    }

}
/* =========================================
   PRIVACY POLICY PAGE
   ========================================= */

.privacy-page {
    background: #f5f8fc;
}


/* GO BACK */

.privacy-back-row {
    max-width: 1200px;
    margin: 0 auto;
    padding: 26px 24px 0;

    display: flex;
    justify-content: flex-end;
}

.privacy-back-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    padding: 10px 18px;

    background: #ed1b5e;
    color: #ffffff;

    border: none;
    border-radius: 999px;

    font-family: inherit;
    font-size: 13px;
    font-weight: 700;

    line-height: 1;
    white-space: nowrap;

    cursor: pointer;
    appearance: none;
    -webkit-appearance: none;
}

.privacy-back-btn:hover {
    background: #d91555;
}


/* =========================================
   HERO
   ========================================= */

.privacy-hero {
    padding: 55px 0 60px;
}

.privacy-hero-inner {
    max-width: 820px;
    margin: 0 auto;
    text-align: center;
}

.privacy-eyebrow {
    margin: 0 0 10px;

    color: #ed1b5e;

    font-size: 13px;
    font-weight: 800;

    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.privacy-hero h1 {
    margin: 0;

    color: #10457f;

    font-size: 50px;
    line-height: 1.1;
    font-weight: 800;
}

.privacy-hero-inner > p:not(.privacy-eyebrow) {
    max-width: 720px;
    margin: 18px auto 0;

    color: #667085;

    font-size: 17px;
    line-height: 1.7;
}

.privacy-updated {
    display: inline-block;

    margin-top: 20px;
    padding: 7px 13px;

    background: #ffffff;
    color: #667085;

    border: 1px solid #dfe6ef;
    border-radius: 999px;

    font-size: 12px;
    font-weight: 700;
}


/* =========================================
   POLICY CONTENT
   ========================================= */

.privacy-content-section {
    padding: 0 0 90px;
}

.privacy-content {
    max-width: 900px;
}


/* INDIVIDUAL SECTION */

.privacy-block {
    margin-bottom: 18px;
    padding: 34px 38px;

    background: #ffffff;

    border: 1px solid #dfe6ef;
    border-radius: 18px;

    box-shadow: 0 10px 30px rgba(16, 69, 127, 0.05);
}

.privacy-block h2 {
    margin: 0 0 18px;

    color: #10457f;

    font-size: 24px;
    line-height: 1.3;
    font-weight: 800;
}

.privacy-block p {
    margin: 0 0 16px;

    color: #5f6b7c;

    font-size: 15px;
    line-height: 1.75;
}

.privacy-block p:last-child {
    margin-bottom: 0;
}


/* LISTS */

.privacy-block ul {
    margin: 14px 0 20px;
    padding-left: 22px;
}

.privacy-block li {
    margin-bottom: 9px;

    color: #5f6b7c;

    font-size: 15px;
    line-height: 1.65;
}

.privacy-block li::marker {
    color: #ed1b5e;
}


/* =========================================
   CONTACT CARD
   ========================================= */

.privacy-contact-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 7px;

    margin-top: 22px;
    padding: 24px 26px;

    background: #f5f8fc;

    border: 1px solid #dfe6ef;
    border-radius: 14px;
}

.privacy-contact-card strong {
    color: #10457f;

    font-size: 17px;
    font-weight: 800;
}

.privacy-contact-card span {
    color: #667085;

    font-size: 14px;
}

.privacy-contact-card a {
    color: #10457f;

    font-size: 14px;
    font-weight: 700;

    text-decoration: none;
}

.privacy-contact-card a:hover {
    color: #ed1b5e;
}


/* =========================================
   PRIVACY PAGE MOBILE
   ========================================= */

@media (max-width: 650px) {

    .privacy-back-row {
        padding: 18px 18px 0;
    }

    .privacy-back-btn {
        padding: 9px 15px;
        font-size: 12px;
    }


    /* HERO */

    .privacy-hero {
        padding: 38px 0 42px;
    }

    .privacy-hero-inner {
        padding: 0 20px;
    }

    .privacy-hero h1 {
        font-size: 36px;
    }

    .privacy-hero-inner > p:not(.privacy-eyebrow) {
        font-size: 15px;
        line-height: 1.65;
    }


    /* CONTENT */

    .privacy-content-section {
        padding-bottom: 55px;
    }

    .privacy-content {
        padding: 0 14px;
    }

    .privacy-block {
        margin-bottom: 14px;
        padding: 24px 20px;

        border-radius: 15px;
    }

    .privacy-block h2 {
        margin-bottom: 15px;

        font-size: 20px;
        line-height: 1.35;
    }

    .privacy-block p,
    .privacy-block li {
        font-size: 14px;
        line-height: 1.7;
    }

    .privacy-block ul {
        padding-left: 19px;
    }


    /* CONTACT */

    .privacy-contact-card {
        padding: 20px;
    }

}
/* =========================================
   DISCLAIMER PAGE
   ========================================= */

.disclaimer-page {
    background: #f5f8fc;
}


/* =========================================
   GO BACK
   ========================================= */

.disclaimer-back-row {
    max-width: 1200px;
    margin: 0 auto;
    padding: 26px 24px 0;

    display: flex;
    justify-content: flex-end;
}

.disclaimer-back-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    padding: 10px 18px;

    background: #ed1b5e;
    color: #ffffff;

    border: none;
    border-radius: 999px;

    font-family: inherit;
    font-size: 13px;
    font-weight: 700;

    line-height: 1;
    white-space: nowrap;

    cursor: pointer;

    appearance: none;
    -webkit-appearance: none;

    transition: background 0.2s ease;
}

.disclaimer-back-btn:hover {
    background: #d91555;
}


/* =========================================
   HERO
   ========================================= */

.disclaimer-hero {
    padding: 55px 0 60px;
}

.disclaimer-hero-inner {
    max-width: 820px;
    margin: 0 auto;
    text-align: center;
}

.disclaimer-eyebrow {
    margin: 0 0 10px;

    color: #ed1b5e;

    font-size: 13px;
    font-weight: 800;

    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.disclaimer-hero h1 {
    margin: 0;

    color: #10457f;

    font-size: 50px;
    line-height: 1.1;
    font-weight: 800;
}

.disclaimer-hero-inner > p:not(.disclaimer-eyebrow) {
    max-width: 720px;
    margin: 18px auto 0;

    color: #667085;

    font-size: 17px;
    line-height: 1.7;
}

.disclaimer-updated {
    display: inline-block;

    margin-top: 20px;
    padding: 7px 13px;

    background: #ffffff;
    color: #667085;

    border: 1px solid #dfe6ef;
    border-radius: 999px;

    font-size: 12px;
    font-weight: 700;
}


/* =========================================
   DISCLAIMER CONTENT
   ========================================= */

.disclaimer-content-section {
    padding: 0 0 90px;
}

.disclaimer-content {
    max-width: 900px;
}


/* INDIVIDUAL DISCLAIMER CARDS */

.disclaimer-block {
    margin-bottom: 18px;
    padding: 34px 38px;

    background: #ffffff;

    border: 1px solid #dfe6ef;
    border-radius: 18px;

    box-shadow: 0 10px 30px rgba(16, 69, 127, 0.05);
}

.disclaimer-block h2 {
    margin: 0 0 18px;

    color: #10457f;

    font-size: 24px;
    line-height: 1.3;
    font-weight: 800;
}

.disclaimer-block p {
    margin: 0 0 16px;

    color: #5f6b7c;

    font-size: 15px;
    line-height: 1.75;
}

.disclaimer-block p:last-child {
    margin-bottom: 0;
}


/* =========================================
   LISTS
   ========================================= */

.disclaimer-block ul {
    margin: 14px 0 20px;
    padding-left: 22px;
}

.disclaimer-block li {
    margin-bottom: 9px;

    color: #5f6b7c;

    font-size: 15px;
    line-height: 1.65;
}

.disclaimer-block li::marker {
    color: #ed1b5e;
}


/* =========================================
   BUSINESS / CONTACT DETAILS
   ========================================= */

.disclaimer-details-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 7px;

    margin-top: 22px;
    padding: 24px 26px;

    background: #f5f8fc;

    border: 1px solid #dfe6ef;
    border-radius: 14px;
}

.disclaimer-details-card strong {
    color: #10457f;

    font-size: 17px;
    font-weight: 800;
}

.disclaimer-details-card span {
    color: #667085;
    font-size: 14px;
}

.disclaimer-details-card a {
    color: #10457f;

    font-size: 14px;
    font-weight: 700;

    text-decoration: none;
}

.disclaimer-details-card a:hover {
    color: #ed1b5e;
}


/* =========================================
   MOBILE
   ========================================= */

@media (max-width: 650px) {

    /* GO BACK */

    .disclaimer-back-row {
        padding: 18px 18px 0;
    }

    .disclaimer-back-btn {
        padding: 9px 15px;
        font-size: 12px;
    }


    /* HERO */

    .disclaimer-hero {
        padding: 38px 0 42px;
    }

    .disclaimer-hero-inner {
        padding: 0 20px;
    }

    .disclaimer-hero h1 {
        font-size: 36px;
    }

    .disclaimer-hero-inner > p:not(.disclaimer-eyebrow) {
        font-size: 15px;
        line-height: 1.65;
    }


    /* CONTENT */

    .disclaimer-content-section {
        padding-bottom: 55px;
    }

    .disclaimer-content {
        padding: 0 14px;
    }

    .disclaimer-block {
        margin-bottom: 14px;
        padding: 24px 20px;

        border-radius: 15px;
    }

    .disclaimer-block h2 {
        margin-bottom: 15px;

        font-size: 20px;
        line-height: 1.35;
    }

    .disclaimer-block p,
    .disclaimer-block li {
        font-size: 14px;
        line-height: 1.7;
    }

    .disclaimer-block ul {
        padding-left: 19px;
    }


    /* DETAILS */

    .disclaimer-details-card {
        padding: 20px;
    }

}
/* =========================================
   CONTACT FORM - POLISHED STYLING
   ========================================= */

.contact-form-card {
    background: #ffffff;
    border: 1px solid #dfe6ef;
    border-radius: 22px;
    padding: 36px;

    box-shadow: 0 14px 40px rgba(16, 69, 127, 0.07);
}


/* FORM LABELS */

.contact-form label {
    display: block;
    margin-bottom: 8px;

    color: #14213d;
    font-size: 14px;
    font-weight: 700;
}


/* INPUTS */

.contact-form-card input:not([type="checkbox"]),
.contact-form-card select,
.contact-form-card textarea {
    width: 100%;
    box-sizing: border-box;

    padding: 14px 16px;

    background: #ffffff;
    color: #14213d;

    border: 1px solid #cfd8e6;
    border-radius: 11px;

    font-family: inherit;
    font-size: 15px;
    line-height: 1.4;

    outline: none;

    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease;
}


/* PLACEHOLDER */

.contact-form input::placeholder,
.contact-form textarea::placeholder {
    color: #98a2b3;
}


/* FOCUS */

.contact-form-card input:not([type="checkbox"]):focus,
.contact-form-card select:focus,
.contact-form-card textarea:focus {
    border-color: #ed1b5e;

    box-shadow:
        0 0 0 3px rgba(237, 27, 94, 0.10);
}


/* TEXTAREA */

.contact-form-card textarea {
    min-height: 130px;
    resize: vertical;
}


/* SPACE BETWEEN FORM FIELDS */

.contact-form-card .form-group {
    margin-bottom: 20px;
}


/* =========================================
   PRIVACY / CREDIT GUIDE CONSENT
   ========================================= */

.form-consent {
    margin: 24px 0 22px;
    padding: 18px 20px;

    background: #f5f8fc;

    border: 1px solid #dfe6ef;
    border-radius: 12px;
}

.form-consent label {
    display: flex;
    align-items: flex-start;
    gap: 12px;

    margin: 0;

    cursor: pointer;
}


/* CHECKBOX */

.form-consent input[type="checkbox"] {
    width: 18px;
    height: 18px;

    margin: 2px 0 0;
    flex: 0 0 18px;

    accent-color: #ed1b5e;

    cursor: pointer;
}


/* CONSENT TEXT */

.form-consent span {
    color: #667085;

    font-size: 13px;
    font-weight: 400;
    line-height: 1.6;
}


/* PRIVACY / CREDIT GUIDE LINKS */

.form-consent a {
    color: #10457f;

    font-weight: 700;
    text-decoration: underline;
    text-underline-offset: 2px;
}

.form-consent a:hover {
    color: #ed1b5e;
}


/* =========================================
   SUBMIT BUTTON
   ========================================= */

.contact-form-card button[type="submit"] {
    min-width: 170px;
    padding: 15px 26px;

    border: none;
    border-radius: 999px;

    background: #ed1b5e;
    color: #ffffff;

    font-family: inherit;
    font-size: 15px;
    font-weight: 700;

    cursor: pointer;

    transition:
        background 0.2s ease,
        transform 0.2s ease,
        box-shadow 0.2s ease;
}

.contact-form-card button[type="submit"]:hover {
    background: #d91555;

    transform: translateY(-1px);

    box-shadow: 0 8px 20px rgba(237, 27, 94, 0.18);
}


/* =========================================
   MOBILE
   ========================================= */

@media (max-width: 650px) {

    .contact-form-card {
        padding: 24px 18px;
        border-radius: 17px;
    }

    .contact-form-card input:not([type="checkbox"]),
    .contact-form-card select,
    .contact-form-card textarea {
        padding: 13px 14px;
        font-size: 16px;
    }

    /*
       16px input font is intentional.
       It helps prevent automatic zooming on iPhones.
    */

    .contact-form-card textarea {
        min-height: 120px;
    }

    .form-consent {
        margin: 20px 0;
        padding: 16px;
    }

    .form-consent span {
        font-size: 12px;
        line-height: 1.6;
    }

    .contact-form-card button[type="submit"] {
        width: 100%;
        min-width: 0;
    }

}
/* =========================================
   MASTER LOAN PRODUCT PAGE
   ========================================= */

.loan-product-page {
    background: #ffffff;
}


/* =========================================
   GO BACK
   ========================================= */

.loan-product-back-row {
    max-width: 1200px;
    margin: 0 auto;
    padding: 24px 24px 0;

    display: flex;
    justify-content: flex-end;
}

.loan-product-back-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    padding: 9px 16px;

    background: #ed1b5e;
    color: #ffffff;

    border: none;
    border-radius: 999px;

    font-family: inherit;
    font-size: 13px;
    font-weight: 700;

    cursor: pointer;
}

.loan-product-back-btn:hover {
    background: #c2185b;
}


/* =========================================
   COMMON EYEBROW
   ========================================= */

.loan-product-eyebrow {
    margin: 0 0 12px;

    color: #ed1b5e;

    font-size: 13px;
    font-weight: 800;

    letter-spacing: 1.6px;
    text-transform: uppercase;
}


/* =========================================
   HERO
   ========================================= */

.loan-product-hero {
    padding: 45px 0 85px;

    background:
        linear-gradient(
            135deg,
            #f7f9fc 0%,
            #ffffff 65%
        );
}

.loan-product-hero-grid {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: 60px;

    align-items: center;
}

.loan-product-hero-content h1 {
    margin: 0;

    color: #10457f;

    font-size: 56px;
    line-height: 1.08;
    font-weight: 800;
}

.loan-product-hero-content h1 span {
    display: block;
    color: #ed1b5e;
}

.loan-product-hero-intro {
    max-width: 650px;

    margin: 24px 0 30px;

    color: #5f6b7c;

    font-size: 18px;
    line-height: 1.75;
}

.loan-product-hero-actions {
    display: flex;
    align-items: center;
    gap: 22px;

    flex-wrap: wrap;
}

.loan-secondary-btn {
    color: #10457f;

    font-size: 15px;
    font-weight: 700;

    text-decoration: none;
}

.loan-secondary-btn:hover {
    color: #ed1b5e;
}


/* HERO IMAGE */

.loan-product-hero-image {
    overflow: hidden;

    border-radius: 24px;

    box-shadow:
        0 18px 45px
        rgba(16, 69, 127, 0.12);
}

.loan-product-hero-image img {
    display: block;

    width: 100%;
    height: 520px;

    object-fit: cover;
    object-position: center;
}


/* =========================================
   SECTION HEADINGS
   ========================================= */

.loan-product-section-heading {
    max-width: 780px;

    margin: 0 auto 45px;

    text-align: center;
}

.loan-product-section-heading h2 {
    margin: 0;

    color: #10457f;

    font-size: 42px;
    line-height: 1.18;
    font-weight: 800;
}

.loan-product-section-heading > p:last-child {
    margin: 16px auto 0;

    color: #667085;

    font-size: 17px;
    line-height: 1.65;
}


/* =========================================
   SCENARIO / SUPPORT CARDS
   ========================================= */

.loan-product-scenarios,
.loan-product-support-section {
    padding: 90px 0;

    background: #f5f8fc;
}

.loan-product-card-grid {
    display: grid;
    gap: 22px;
}

.loan-product-card-grid.four {
    grid-template-columns:
        repeat(4, minmax(0, 1fr));
}

.loan-product-card-grid.three {
    grid-template-columns:
        repeat(3, minmax(0, 1fr));
}

.loan-product-card {
    padding: 30px;

    background: #ffffff;

    border: 1px solid #dfe6ef;
    border-radius: 18px;

    box-shadow:
        0 10px 30px
        rgba(16, 69, 127, 0.05);

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease;
}

.loan-product-card:hover {
    transform: translateY(-4px);

    box-shadow:
        0 16px 36px
        rgba(16, 69, 127, 0.09);
}

.loan-card-number {
    display: inline-block;

    margin-bottom: 18px;

    color: #ed1b5e;

    font-size: 13px;
    font-weight: 800;

    letter-spacing: 1px;
}

.loan-product-card h3 {
    margin: 0 0 14px;

    color: #10457f;

    font-size: 20px;
    line-height: 1.35;
    font-weight: 800;
}

.loan-product-card p {
    margin: 0;

    color: #5f6b7c;

    font-size: 15px;
    line-height: 1.7;
}

.loan-product-card.highlighted {
    border-top: 4px solid #ed1b5e;
}


/* =========================================
   PROCESS
   ========================================= */

.loan-product-process-section {
    padding: 95px 0;

    background: #ffffff;
}

.loan-process-grid {
    display: grid;
    grid-template-columns:
        repeat(2, minmax(0, 1fr));

    gap: 22px;
}

.loan-process-step {
    display: grid;
    grid-template-columns: 52px 1fr;
    gap: 18px;

    align-items: start;

    padding: 26px;

    background: #f8fafc;

    border: 1px solid #e2e7ef;
    border-radius: 16px;
}

.loan-process-circle {
    width: 46px;
    height: 46px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 50%;

    background: #10457f;
    color: #ffffff;

    font-size: 16px;
    font-weight: 800;
}

.loan-process-step h3 {
    margin: 0 0 8px;

    color: #10457f;

    font-size: 18px;
    font-weight: 800;
}

.loan-process-step p {
    margin: 0;

    color: #667085;

    font-size: 14px;
    line-height: 1.65;
}


/* =========================================
   SPLIT FEATURE SECTION
   ========================================= */

.loan-product-split-section {
    padding: 95px 0;

    background: #f5f8fc;
}

.loan-product-split-grid {
    display: grid;

    grid-template-columns: 1fr 0.85fr;
    gap: 70px;

    align-items: center;
}

.loan-product-split-content h2 {
    margin: 0 0 22px;

    color: #10457f;

    font-size: 42px;
    line-height: 1.2;
    font-weight: 800;
}

.loan-product-split-content p {
    margin: 0 0 18px;

    color: #5f6b7c;

    font-size: 16px;
    line-height: 1.75;
}

.loan-inline-link {
    display: inline-block;

    margin-top: 8px;

    color: #10457f;

    font-size: 15px;
    font-weight: 800;

    text-decoration: none;
}

.loan-inline-link:hover {
    color: #ed1b5e;
}


/* FEATURE PANEL */

.loan-product-feature-panel {
    padding: 38px;

    background: #10457f;

    border-radius: 22px;

    box-shadow:
        0 18px 42px
        rgba(16, 69, 127, 0.14);
}

.feature-panel-label {
    margin: 0 0 14px;

    color: #ff7ca6;

    font-size: 12px;
    font-weight: 800;

    letter-spacing: 1.4px;
}

.loan-product-feature-panel h3 {
    margin: 0 0 28px;

    color: #ffffff;

    font-size: 30px;
    line-height: 1.3;
}

.feature-panel-item {
    display: flex;
    align-items: center;
    gap: 14px;

    padding: 16px 0;

    border-top:
        1px solid
        rgba(255, 255, 255, 0.14);
}

.feature-panel-item strong {
    color: #ff7ca6;

    font-size: 13px;
}

.feature-panel-item span {
    color: #ffffff;

    font-size: 15px;
    font-weight: 600;
}


/* =========================================
   SMALL NOTE
   ========================================= */

.loan-product-small-note {
    max-width: 850px;

    margin: 28px auto 0;

    color: #7b8494;

    font-size: 12px;
    line-height: 1.6;

    text-align: center;
}


/* =========================================
   CALCULATORS
   ========================================= */

.loan-product-calculator-section {
    padding: 95px 0;

    background: #ffffff;
}

.loan-calculator-grid {
    display: grid;
    grid-template-columns:
        repeat(3, minmax(0, 1fr));

    gap: 22px;
}

.loan-calculator-card {
    display: block;

    padding: 30px;

    background: #ffffff;

    border: 1px solid #dfe6ef;
    border-radius: 18px;

    text-decoration: none;

    box-shadow:
        0 10px 30px
        rgba(16, 69, 127, 0.06);

    transition:
        transform 0.2s ease,
        border-color 0.2s ease;
}

.loan-calculator-card:hover {
    transform: translateY(-4px);
    border-color: #ed1b5e;
}

.loan-calculator-icon {
    display: flex;
    align-items: center;
    justify-content: center;

    width: 48px;
    height: 48px;

    margin-bottom: 20px;

    border-radius: 14px;

    background: #fce7ef;
    color: #ed1b5e;

    font-size: 21px;
    font-weight: 800;
}

.loan-calculator-card h3 {
    margin: 0 0 10px;

    color: #10457f;

    font-size: 20px;
    font-weight: 800;
}

.loan-calculator-card p {
    margin: 0 0 20px;

    color: #667085;

    font-size: 14px;
    line-height: 1.65;
}

.loan-calculator-card strong {
    color: #ed1b5e;

    font-size: 14px;
}


/* =========================================
   WHY TULIP FINANCE
   ========================================= */

.loan-product-why-section {
    padding: 95px 0;

    background: #f5f8fc;
}

.loan-product-why-grid {
    display: grid;

    grid-template-columns: 0.9fr 1.1fr;
    gap: 80px;

    align-items: start;
}

.loan-product-why-grid h2 {
    margin: 0;

    color: #10457f;

    font-size: 40px;
    line-height: 1.2;
    font-weight: 800;
}

.loan-product-why-content p {
    margin: 0 0 18px;

    color: #5f6b7c;

    font-size: 16px;
    line-height: 1.75;
}


/* =========================================
   FAQ
   ========================================= */

.loan-product-faq-section {
    padding: 95px 0;

    background: #ffffff;
}

.loan-product-faq-grid {
    display: grid;

    grid-template-columns: 0.8fr 1.2fr;
    gap: 70px;

    align-items: start;
}

.loan-product-faq-intro h2 {
    margin: 0 0 16px;

    color: #10457f;

    font-size: 38px;
    line-height: 1.2;
    font-weight: 800;
}

.loan-product-faq-intro > p:last-child {
    color: #667085;

    font-size: 16px;
    line-height: 1.65;
}

.loan-product-faq-list {
    display: flex;
    flex-direction: column;

    gap: 12px;
}

.loan-product-faq-item {
    padding: 0 20px;

    background: #f8fafc;

    border: 1px solid #dfe6ef;
    border-radius: 14px;
}

.loan-product-faq-item summary {
    padding: 18px 0;

    color: #10457f;

    font-size: 15px;
    font-weight: 800;

    cursor: pointer;

    list-style: none;
}

.loan-product-faq-item summary::-webkit-details-marker {
    display: none;
}

.loan-product-faq-item summary::after {
    content: "+";

    float: right;

    color: #ed1b5e;

    font-size: 22px;
    font-weight: 400;
}

.loan-product-faq-item[open] summary::after {
    content: "−";
}

.loan-product-faq-item p {
    margin: 0;

    padding: 0 0 18px;

    color: #667085;

    font-size: 14px;
    line-height: 1.7;
}


/* =========================================
   FINAL CTA
   ========================================= */

.loan-product-final-cta {
    padding: 80px 0;

    background: #f5f8fc;
}

.loan-product-final-cta-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 45px;

    padding: 46px 52px;

    background: #10457f;

    border-radius: 22px;

    box-shadow:
        0 16px 40px
        rgba(16, 69, 127, 0.14);
}

.loan-product-final-cta .loan-product-eyebrow {
    color: #ff7ca6;
}

.loan-product-final-cta h2 {
    margin: 0;

    color: #ffffff;

    font-size: 36px;
    line-height: 1.2;
}

.loan-product-final-cta-inner > div > p:last-child {
    max-width: 650px;

    margin: 14px 0 0;

    color:
        rgba(255, 255, 255, 0.78);

    font-size: 15px;
    line-height: 1.65;
}

.loan-product-final-cta .btn {
    flex-shrink: 0;
}


/* =========================================
   DISCLAIMER
   ========================================= */

.loan-product-disclaimer {
    margin-top: 24px;
    margin-bottom: 60px;

    padding: 17px 20px;

    background: #ffffff;

    border: 1px solid #dfe6ef;
    border-radius: 12px;

    color: #7b8494;

    font-size: 12px;
    line-height: 1.65;
}


/* =========================================
   TABLET
   ========================================= */

@media (max-width: 1000px) {

    .loan-product-hero-grid {
        gap: 35px;
    }

    .loan-product-hero-content h1 {
        font-size: 46px;
    }

    .loan-product-card-grid.four {
        grid-template-columns:
            repeat(2, minmax(0, 1fr));
    }

    .loan-product-card-grid.three {
        grid-template-columns: 1fr;
    }

    .loan-calculator-grid {
        grid-template-columns: 1fr;
    }

}


/* =========================================
   MOBILE
   ========================================= */

@media (max-width: 768px) {

    .loan-product-back-row {
        padding: 18px 18px 0;
    }


    /* HERO */

    .loan-product-hero {
        padding: 35px 0 55px;
    }

    .loan-product-hero-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .loan-product-hero-content h1 {
        font-size: 38px;
    }

    .loan-product-hero-intro {
        font-size: 16px;
    }

    .loan-product-hero-actions {
        align-items: flex-start;
        flex-direction: column;
    }

    .loan-product-hero-image img {
        height: 320px;
    }


    /* GENERAL SECTION HEADINGS */

    .loan-product-section-heading {
        margin-bottom: 30px;
    }

    .loan-product-section-heading h2 {
        font-size: 31px;
    }

    .loan-product-section-heading > p:last-child {
        font-size: 15px;
    }


    /* SECTIONS */

    .loan-product-scenarios,
    .loan-product-support-section,
    .loan-product-process-section,
    .loan-product-split-section,
    .loan-product-calculator-section,
    .loan-product-why-section,
    .loan-product-faq-section {
        padding: 60px 0;
    }


    /* CARDS */

    .loan-product-card-grid.four,
    .loan-product-card-grid.three {
        grid-template-columns: 1fr;
    }

    .loan-product-card {
        padding: 24px;
    }


    /* PROCESS */

    .loan-process-grid {
        grid-template-columns: 1fr;
    }

    .loan-process-step {
        grid-template-columns: 44px 1fr;
        padding: 22px;
    }

    .loan-process-circle {
        width: 40px;
        height: 40px;
    }


    /* SPLIT */

    .loan-product-split-grid {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .loan-product-split-content h2 {
        font-size: 31px;
    }

    .loan-product-feature-panel {
        padding: 28px 24px;
    }

    .loan-product-feature-panel h3 {
        font-size: 26px;
    }


    /* WHY */

    .loan-product-why-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .loan-product-why-grid h2 {
        font-size: 31px;
    }


    /* FAQ */

    .loan-product-faq-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .loan-product-faq-intro h2 {
        font-size: 30px;
    }


    /* FINAL CTA */

    .loan-product-final-cta {
        padding: 55px 0;
    }

    .loan-product-final-cta-inner {
        flex-direction: column;
        align-items: stretch;

        padding: 30px 24px;
    }

    .loan-product-final-cta h2 {
        font-size: 29px;
    }

    .loan-product-final-cta .btn {
        width: 100%;
        text-align: center;
    }


    /* DISCLAIMER */

   .loan-product-disclaimer {
    margin-bottom: 40px;
}
/* CLOSE THE MAIN LOAN-PRODUCT MOBILE MEDIA QUERY */
}
@media (max-width: 768px) {

    .featured-rates-grid {
        grid-template-columns: 1fr !important;
        max-width: 340px;
        margin: 0 auto;
    }

}
/* =========================================
   FEATURED RATES - CENTER CARDS
   ========================================= */

.featured-rates-grid {
    grid-template-columns: repeat(2, minmax(0, 272px)) !important;
    justify-content: center;
    gap: 24px;
}
/* =========================================
   ABOUT US - BROKER PROFILES
   ========================================= */

.broker-profile-section {
    padding: 90px 0;
    background: #ffffff;
}

.broker-profile-frankey {
    background: #f5f8fc;
    border-top: 1px solid #e4eaf2;
    border-bottom: 1px solid #e4eaf2;
}

.broker-profile-grid {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    gap: 80px;
    align-items: center;
}


/* PROFILE IMAGE */

.broker-profile-image {
    width: 100%;
    max-width: 470px;
    margin: 0 auto;
}

.broker-profile-image img {
    display: block;
    width: 100%;
    height: 540px;
    object-fit: cover;
    object-position: center top;
    border-radius: 24px;
    box-shadow: 0 20px 50px rgba(15, 45, 85, 0.12);
}


/* PROFILE CONTENT */

.broker-profile-content {
    max-width: 650px;
}

.broker-profile-content h2 {
    margin: 8px 0 12px;
    color: #084a8c;
    font-size: clamp(38px, 4vw, 56px);
    line-height: 1.05;
    letter-spacing: -1.5px;
}

.broker-profile-content h3 {
    margin: 0 0 26px;
    color: #59677c;
    font-size: 18px;
    font-weight: 700;
}

.broker-profile-content p {
    margin: 0 0 18px;
    color: #59677c;
    font-size: 17px;
    line-height: 1.75;
}


/* RATING / ROLE */

.broker-profile-rating {
    display: flex;
    align-items: center;
    gap: 18px;
    margin-top: 30px;
    color: #084a8c;
}

.broker-stars {
    color: #ffb000;
    font-size: 21px;
    letter-spacing: 2px;
}

.broker-profile-rating strong {
    font-size: 15px;
}


/* BUTTON */

.broker-profile-actions {
    margin-top: 28px;
}


/* =========================================
   MOBILE
   ========================================= */

@media (max-width: 768px) {

    .broker-profile-section {
        padding: 55px 0;
    }

    .broker-profile-grid {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .broker-profile-image {
        max-width: 380px;
    }

    .broker-profile-image img {
        height: 440px;
        border-radius: 20px;
    }

    .broker-profile-content {
        max-width: 100%;
    }

    .broker-profile-content h2 {
        font-size: 38px;
    }

    .broker-profile-content h3 {
        font-size: 17px;
        margin-bottom: 22px;
    }

    .broker-profile-content p {
        font-size: 16px;
        line-height: 1.7;
    }

    .broker-profile-rating {
        flex-wrap: wrap;
        gap: 10px 16px;
    }

}
/* =========================================
   VINAY PROFILE IMAGE - CLEAN STYLE
   ========================================= */

.about-image,
.about-image-wrapper,
.about-profile-image {
    background: transparent !important;
    border: none !important;
    outline: none !important;
    box-shadow: none !important;
}

.about-image img,
.about-image-wrapper img,
.about-profile-image img {
    border: none !important;
    outline: none !important;
    box-shadow: none !important;
    background: transparent !important;
}
/* =========================================
   VINAY PHOTO - MATCH FRANKEY CLEAN STYLE
   ========================================= */

.about-broker-photo {
    overflow: visible !important;
    border-radius: 0 !important;
    box-shadow: none !important;
    background: transparent !important;
}

.about-broker-photo img {
    display: block;
    width: 100%;
    height: auto;
    border-radius: 0 !important;
    box-shadow: none !important;
    background: transparent !important;
}
/* =========================================
   ABOUT US - PARTH PROFILE
   ========================================= */

.broker-profile-parth {
    background: #ffffff;
}


/* Keep image sizing consistent with Frankey */

.broker-profile-parth .broker-profile-image {
    max-width: 470px;
}

.broker-profile-parth .broker-profile-image img {
    width: 100%;
    height: 540px;
    object-fit: cover;
    object-position: center top;

    border-radius: 24px;

    box-shadow:
        0 20px 50px
        rgba(15, 45, 85, 0.12);
}


/* Experience / profile line */

.broker-experience {
    display: flex;
    align-items: center;
    gap: 14px;
    flex-wrap: wrap;
}

.broker-experience strong {
    color: #084a8c;
}

.broker-experience span {
    color: #667085;
    font-size: 14px;
}


/* MOBILE */

@media (max-width: 768px) {

    .broker-profile-parth .broker-profile-image {
        max-width: 380px;
    }

    .broker-profile-parth .broker-profile-image img {
        height: 440px;
        border-radius: 20px;
    }

    .broker-experience {
        align-items: flex-start;
        flex-direction: column;
        gap: 5px;
    }

}
/* =========================================
   CLICKABLE HERO SLIDES
   ========================================= */

.hero-slide-link {
    display: block;
    width: 100%;
    height: 100%;
    cursor: pointer;
}

.hero-slide-link img {
    display: block;
    width: 100%;
    height: 100%;
}
/* =========================================
   ABOUT PAGE - FINAL MOBILE POLISH
   ========================================= */

@media (max-width: 650px) {

    /* Consistent horizontal alignment */
    .about-intro-section .container,
    .about-broker-section .container,
    .broker-profile-section .container {
        padding-left: 24px !important;
        padding-right: 24px !important;
    }


    /* -----------------------------------------
       WHO WE ARE
       ----------------------------------------- */

    .about-intro-section {
        padding: 55px 0 !important;
    }

    .about-intro-grid {
        gap: 22px !important;
    }

    .about-intro-heading h2 {
        font-size: 30px !important;
        line-height: 1.12 !important;
        letter-spacing: -0.4px;
        margin-bottom: 0;
    }

    .about-intro-content {
        max-width: 100%;
    }

    .about-intro-content p,
    .about-intro-content p:first-child {
        font-size: 15px !important;
        line-height: 1.7 !important;
        margin-bottom: 18px;
    }


    /* -----------------------------------------
       VINAY
       ----------------------------------------- */

    .about-broker-section {
        padding: 55px 0 !important;
    }

    .about-broker-grid {
        gap: 30px !important;
    }

    .about-broker-content {
        max-width: 100%;
    }

    .about-broker-content h2 {
        font-size: 30px !important;
        line-height: 1.1 !important;
        letter-spacing: -0.4px;
        margin: 6px 0 12px !important;
    }

    .about-broker-title {
        font-size: 15px !important;
        line-height: 1.4 !important;
        margin: 0 0 22px !important;
    }

    .about-broker-content > p:not(.section-eyebrow):not(.about-broker-title) {
        max-width: 100% !important;
        font-size: 15px !important;
        line-height: 1.7 !important;
        margin-bottom: 18px !important;
    }


    /* -----------------------------------------
       FRANKEY + PARTH
       ----------------------------------------- */

    .broker-profile-section {
        padding: 55px 0 !important;
    }

    .broker-profile-grid {
        gap: 30px !important;
    }

    .broker-profile-content {
        width: 100%;
        max-width: 100% !important;
    }

    .broker-profile-content h2 {
        font-size: 30px !important;
        line-height: 1.1 !important;
        letter-spacing: -0.4px !important;
        margin: 6px 0 10px !important;
    }

    .broker-profile-content h3 {
        font-size: 15px !important;
        line-height: 1.4 !important;
        margin: 0 0 22px !important;
    }

    .broker-profile-content p {
        font-size: 15px !important;
        line-height: 1.7 !important;
        margin: 0 0 18px !important;
    }


    /* -----------------------------------------
       EYEBROWS - SAME STYLE EVERYWHERE
       ----------------------------------------- */

    .about-page .section-eyebrow,
    .broker-profile-section .loan-product-eyebrow {
        margin: 0 0 8px !important;
        font-size: 11px !important;
        line-height: 1.3 !important;
        font-weight: 800 !important;
        letter-spacing: 1.15px !important;
        color: #e91e63 !important;
    }


    /* -----------------------------------------
       RATINGS / EXPERIENCE
       ----------------------------------------- */

    .about-broker-rating,
    .broker-profile-rating {
        margin-top: 24px !important;
    }


    /* -----------------------------------------
       BUTTONS
       ----------------------------------------- */

    .about-broker-actions,
    .broker-profile-actions {
        margin-top: 24px !important;
    }

    .about-broker-actions .btn,
    .broker-profile-actions .btn {
        width: auto !important;
        padding: 13px 24px !important;
        font-size: 15px !important;
    }

}
/* =========================================
   ABOUT PAGE - MOBILE PROFILE ORDER + SPACING
   ========================================= */

@media (max-width: 650px) {

    /* VINAY: PHOTO FIRST, CONTENT SECOND */
    .about-broker-grid {
        display: flex !important;
        flex-direction: column !important;
        gap: 32px !important;
    }

    .about-broker-highlight {
        order: 1 !important;
        width: 100%;
    }

    .about-broker-content {
        order: 2 !important;
        width: 100%;
    }


    /* VINAY PHOTO */
    .about-broker-photo {
        width: 100% !important;
        max-width: 300px !important;
        height: auto !important;

        margin: 0 auto !important;
    }

    .about-broker-photo img {
        width: 100% !important;
        height: auto !important;
        display: block;
    }


    /* GIVE VINAY SECTION PROPER BOTTOM SPACE */
    .about-broker-section {
        padding-top: 55px !important;
        padding-bottom: 70px !important;
    }


    /* GIVE FRANKEY CLEAR SEPARATION FROM VINAY */
    .broker-profile-frankey {
        padding-top: 65px !important;
    }

}
/* =========================================
   PARTH - MOBILE PHOTO FIRST
   ========================================= */

@media (max-width: 650px) {

    .broker-profile-parth .broker-profile-grid {
        display: flex !important;
        flex-direction: column !important;
        gap: 32px !important;
    }

    /* Photo first */
    .broker-profile-parth .broker-profile-image {
        order: 1 !important;
        width: 100%;
        max-width: 300px !important;
        margin: 0 auto !important;
    }

    /* Text second */
    .broker-profile-parth .broker-profile-content {
        order: 2 !important;
        width: 100%;
    }

    /* Keep photo proportional */
    .broker-profile-parth .broker-profile-image img {
        width: 100% !important;
        height: auto !important;
        display: block;
        object-fit: cover;
    }

}
/* =========================================
   ABOUT BROKERS - DESKTOP ONLY
   MATCH VINAY
   ========================================= */

@media (min-width: 769px) {

    .broker-profile-section {
        padding: 100px 0;
    }

    .broker-profile-section .broker-profile-grid {
        display: grid !important;
        grid-template-columns: 1.15fr 0.85fr !important;
        gap: 70px !important;
        align-items: center !important;
    }

    /* Text on left */
    .broker-profile-section .broker-profile-content {
        order: 1 !important;
        width: 100%;
        max-width: 680px !important;
    }

    /* Image on right */
    .broker-profile-section .broker-profile-image {
        order: 2 !important;
        width: 100% !important;
        max-width: 410px !important;
        margin: 0 0 0 auto !important;
    }

    .broker-profile-section .broker-profile-image img {
        display: block !important;
        width: 100% !important;
        height: auto !important;
        max-height: 520px;

        object-fit: contain !important;
        object-position: center !important;

        border-radius: 18px !important;

        box-shadow:
            0 16px 40px
            rgba(16, 69, 127, 0.12) !important;
    }

}
/* =========================================
   VINAY PROFILE IMAGE - SOFT EDGES
   ========================================= */

.about-broker-photo {
    border-radius: 18px !important;
    overflow: hidden !important;

    box-shadow:
        0 16px 40px
        rgba(16, 69, 127, 0.12) !important;
}

.about-broker-photo img {
    border-radius: 18px !important;
    display: block;
}
/* =========================================
   CONTACT FORM - SELECT FIELD
   ========================================= */

.contact-form-card select {
    width: 100%;
    padding: 13px 14px;
    margin-bottom: 18px;

    border: 1px solid #d5d9e3;
    border-radius: 10px;

    font: inherit;
    color: #151b36;

    background: #ffffff;

    cursor: pointer;
}

.contact-form-card select:focus {
    outline: none;

    border-color: var(--accent);

    box-shadow:
        0 0 0 3px
        rgba(233, 30, 99, 0.08);
}
/* =========================================
   CONTACT FORM - STATUS MESSAGES
   ========================================= */

.form-status {
    margin: 18px 0 0;
    padding: 13px 16px;

    border-radius: 10px;

    font-size: 14px;
    font-weight: 600;
    line-height: 1.5;

    display: none;
}


/* SUCCESS */

.form-status.success {
    display: block !important;

    background: #edf9f2;
    border: 1px solid #b8e3c8;

    color: #176b3a;
}


/* ERROR */

.form-status.error {
    display: block !important;

    background: #fff1f2;
    border: 1px solid #f0c4ca;

    color: #a12632;
}


/* WHILE FORM IS SENDING */

.contact-form-card button[type="submit"]:disabled {
    opacity: 0.65;
    cursor: not-allowed;
    transform: none !important;
}
/* =========================================
   CONTACT FORM - FINAL FIELD POLISH
   ========================================= */

/* All standard fields */
.contact-form-card input[type="text"],
.contact-form-card input[type="email"],
.contact-form-card input[type="tel"],
.contact-form-card select,
.contact-form-card textarea {
    width: 100%;
    box-sizing: border-box;

    border: 1px solid #cfd9e8;
    border-radius: 9px;

    background: #ffffff;
    color: #0b1f3a;

    font: inherit;

    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease,
        background-color 0.2s ease;
}


/* Text fields */
.contact-form-card input[type="text"],
.contact-form-card input[type="email"],
.contact-form-card input[type="tel"] {
    min-height: 44px;
    padding: 10px 13px;
}


/* Dropdown */
.contact-form-card select {
    min-height: 44px;
    padding: 10px 40px 10px 13px;
    cursor: pointer;
}


/* Message box */
.contact-form-card textarea {
    min-height: 110px;
    padding: 12px 13px;
    resize: vertical;
}


/* Focus state */
.contact-form-card input:focus,
.contact-form-card select:focus,
.contact-form-card textarea:focus {
    outline: none;
    border-color: #ed174f;
    box-shadow: 0 0 0 3px rgba(237, 23, 79, 0.08);
}


/* Labels */
.contact-form-card label {
    display: block;
    font-weight: 600;
}


/* Mobile */
@media (max-width: 768px) {

    .contact-form-card input[type="text"],
    .contact-form-card input[type="email"],
    .contact-form-card input[type="tel"],
    .contact-form-card select {
        min-height: 46px;
        font-size: 16px;
    }

    .contact-form-card textarea {
        min-height: 120px;
        font-size: 16px;
    }
}
/* =========================================
   CONTACT FORM - FIELD VALIDATION
   ========================================= */

.contact-form-card input.field-error,
.contact-form-card select.field-error,
.contact-form-card textarea.field-error {
    border-color: #d92d3a !important;

    box-shadow:
        0 0 0 3px
        rgba(217, 45, 58, 0.08) !important;
}


.field-error-message {
    margin-top: -10px;
    margin-bottom: 16px;

    color: #b4232f;

    font-size: 12px;
    font-weight: 600;
    line-height: 1.4;
}
/* =========================================
   HERO SLIDER - INACTIVE SLIDE SAFETY
   ========================================= */

.hero-slide {
    visibility: hidden;
    pointer-events: none;
}

.hero-slide.active {
    visibility: visible;
    pointer-events: auto;
}
/* =========================================
   HOMEPAGE SEO HEADING
   ========================================= */

.hero-seo-heading {
    max-width: 852px;
    margin: 18px auto 14px;
    padding: 0;
}

.hero-seo-heading h1 {
    margin: 0 0 5px;
    font-size: 24px;
    line-height: 1.2;
    font-weight: 700;
    color: #0b1f3a;
}

.hero-seo-heading p {
    margin: 0;
    font-size: 14px;
    line-height: 1.5;
    color: #555;
}

@media (max-width: 768px) {

    .hero-seo-heading {
        margin: 14px 20px 12px;
        padding: 0;
    }

    .hero-seo-heading h1 {
        font-size: 21px;
    }

    .hero-seo-heading p {
        font-size: 13px;
    }
}
/* =========================================
   ACCESSIBILITY - VISUALLY HIDDEN
   ========================================= */

.visually-hidden {
    position: absolute !important;
    width: 1px !important;
    height: 1px !important;
    padding: 0 !important;
    margin: -1px !important;
    overflow: hidden !important;
    clip: rect(0, 0, 0, 0) !important;
    white-space: nowrap !important;
    border: 0 !important;
}
/* =========================================
   PDF / PRINT LAYOUT FIX
   ========================================= */

@media print {

    .site-footer {
        width: 100% !important;
        overflow: hidden !important;
    }

    .site-footer .container {
        width: 100% !important;
        max-width: 100% !important;
        padding-left: 22px !important;
        padding-right: 22px !important;
        box-sizing: border-box !important;
    }

    .site-footer .footer-grid {
        display: grid !important;
        grid-template-columns: 1fr !important;
        gap: 28px !important;
        width: 100% !important;
    }

    .footer-brand,
    .footer-links,
    .footer-contact {
        width: 100% !important;
        min-width: 0 !important;
    }

    .footer-contact a {
        white-space: normal !important;
        overflow-wrap: anywhere !important;
    }

    .footer-credit-disclaimer {
        width: 100% !important;
        max-width: 100% !important;
        white-space: normal !important;
        text-align: center !important;
    }

    .site-footer .footer-bottom {
        width: 100% !important;
        display: flex !important;
        flex-direction: column !important;
        align-items: center !important;
        justify-content: center !important;
        text-align: center !important;
        gap: 10px !important;
    }

    .footer-bottom p {
        width: 100% !important;
        text-align: center !important;
    }

    .footer-legal {
        width: 100% !important;
        justify-content: center !important;
    }
}
/* =========================================
   NARROW VIEWPORT / PDF RESPONSIVE FIX
   ========================================= */

@media screen and (max-width: 900px) {

    .site-footer .container {
        width: 100% !important;
        max-width: 100% !important;
        padding-left: 24px !important;
        padding-right: 24px !important;
        box-sizing: border-box !important;
    }

    .site-footer .footer-grid {
        display: grid !important;
        grid-template-columns: 1fr !important;
        gap: 28px !important;
        width: 100% !important;
    }

    .footer-brand,
    .footer-links,
    .footer-contact {
        width: 100% !important;
        min-width: 0 !important;
    }

    .footer-brand p {
        max-width: 100% !important;
    }

    .footer-contact a,
    .footer-contact a[href^="mailto:"] {
        white-space: normal !important;
        overflow-wrap: anywhere !important;
    }

    .footer-credit-disclaimer {
        width: 100% !important;
        max-width: 100% !important;
        white-space: normal !important;
        overflow-wrap: anywhere !important;
        text-align: center !important;
    }

    .site-footer .footer-bottom {
        width: 100% !important;
        display: flex !important;
        flex-direction: column !important;
        align-items: center !important;
        justify-content: center !important;
        gap: 10px !important;
        text-align: center !important;
    }

    .footer-bottom p {
        width: 100% !important;
        text-align: center !important;
    }

    .footer-legal {
        width: 100% !important;
        justify-content: center !important;
        flex-wrap: wrap !important;
    }
}
/* =========================================
   MOBILE LOAN HERO IMAGE - SHOW FULL IMAGE
   ========================================= */

@media (max-width: 768px) {

    .loan-product-hero-image {
        width: 100% !important;
        height: auto !important;
        overflow: hidden !important;
    }

    .loan-product-hero-image img {
        width: 100% !important;
        height: auto !important;
        max-height: none !important;

        object-fit: contain !important;
        object-position: center !important;

        display: block !important;
    }
}
/* =========================================
   CALCULATOR RESULT PANEL - DESKTOP STICKY
   ========================================= */

@media (min-width: 769px) {

    .calculator-result-column {
        position: sticky !important;
        top: 20px !important;
        align-self: start !important;
    }

    .calculator-results {
        position: static !important;
    }

}